Terms of Use

Effective as of 2/15/2025

This document forms the binding agreement between PaydayLoans-McKinney-TX.com (hereafter referred to as “we,” “our,” “us,” or “the Company”) and any user (hereafter “Users,” “You,” or “Your”) who accesses and uses the Website and its associated services offered by PaydayLoans-McKinney-TX.com.

PaydayLoans-McKinney-TX.com is not a lender and does not engage in credit decision-making, including the approval or denial of credit lines or products. We do not initiate financial services or products, nor do we represent any specific financial institution. Instead, we provide a search and matching service designed to connect Users with financial organizations and third-party lenders that offer lines of credit or loan products. To access these services, Users must complete a registration form on the Website.

All Users are advised to read and fully understand this document. By submitting an online registration form or providing personal information through the Website, You acknowledge that You have thoroughly reviewed and understood all terms outlined in this and other governing documents related to the use of PaydayLoans-McKinney-TX.com and its services.

This Website is intended exclusively for residents of the United States who are 18 years of age or older. By using PaydayLoans-McKinney-TX.com, You confirm that You live in the United States and are at least 18 years old.

The services provided by PaydayLoans-McKinney-TX.com are not available to residents of certain states where laws restrict short-term lending, such as Arkansas, New York, West Virginia, and Vermont. This list is not exhaustive and may be updated over time. We recommend that You verify the current legal status of short-term lending in Your state by consulting the appropriate authority websites. If You do not agree with these Terms and Conditions of Use, please exit the Website immediately.

Company Services

The primary function of this Website is to connect Users with legitimate third-party lenders who are authorized to offer short-term loans. Please be aware that the availability of loans is subject to state regulations, and short-term loans are generally offered in amounts of up to $1,000.

PaydayLoans-McKinney-TX.com does not influence or have access to the credit decisions made by third-party lenders. The approval of a loan request, including the amount and terms, is determined solely by these lenders based on various factors. Not every lender in our network offers loans up to $1,000. We do not guarantee that any lender will approve a User’s loan request or that You will receive the requested loan amount on the desired terms. Loan amounts and terms may differ from one lender to another.

If You have any questions or concerns regarding short-term lending or any loan offer, please consult a professional. Short-term lending is often an expensive form of credit intended solely for brief financial needs. PaydayLoans-McKinney-TX.com does not set or regulate the terms of any credit product or loan offer; such decisions are entirely the prerogative of third parties. We are not responsible for any decisions made by these third parties and do not have access to the specific details of their credit products. Please contact the relevant third-party lender directly for more information.

By continuing to use PaydayLoans-McKinney-TX.com, You agree to the Terms of Use, our Privacy Policy, and all other governing documents of the Website, and You accept that we are not liable for any costs or damages, whether financial or otherwise, that may arise from interactions with any third-party lender within our network.

To use our search and matching services, all Users must register using the online form provided on the Website. By submitting Your personal information through this form, You consent to its use for connecting You with third-party lenders who might offer products or services of interest. In order to facilitate this connection, Your information—such as your name, address, employment history, financial details, Social Security number, and banking information—may be shared with these lenders. PaydayLoans-McKinney-TX.com is authorized to collect, store, use, and share this information as detailed in the governing documents available on the Website.

By submitting Your information on PaydayLoans-McKinney-TX.com, You confirm that You have carefully read, understood, and agreed to the policies and conditions described in our Terms and Conditions of Use and Privacy Policy.

When You provide your information via PaydayLoans-McKinney-TX.com, it is considered a request for the Website to match You with a third-party lender within our network. You hereby consent to having Your information shared with these lenders so they can contact You via telephone, email, direct mail, or other communication methods to offer the products or services You requested.

You also agree that PaydayLoans-McKinney-TX.com and Your lender may share Your personal information with third-party marketers for the purpose of offering additional financial products that might interest You. Note that sensitive personal information such as your Social Security number and banking details will not be shared for marketing purposes. However, such sensitive information may be used by third-party lenders for credit verification, credibility assessments, or decisions regarding loan products and services.

Please note that we cannot guarantee the approval of any loan product or service. PaydayLoans-McKinney-TX.com is unable to provide specific information about any credit products or services offered by third-party lenders. For details or inquiries regarding their offerings, please contact the lender directly.

Copyright and Property Rights

All content available on PaydayLoans-McKinney-TX.com is protected by copyright. The Company retains all rights to the text, design, and other creative elements featured on the Website, and Users are not granted any ownership rights. Reproduction, use, or representation of any content—whether for commercial purposes or otherwise—is strictly prohibited. All written content, design elements, and creative assets on the Website are protected under U.S. intellectual property laws, and unauthorized copying or reproduction may lead to legal action.

Warranty Disclaimer

THIS WEBSITE AND THE SERVICES OFFERED ARE PROVIDED “AS IS” AND AT YOUR OWN RISK. WE MAKE NO WARRANTIES OR GUARANTEES REGARDING ANY PRODUCT OR SERVICE YOU MAY ENCOUNTER THROUGH THE WEBSITE. PLEASE NOTE THAT PRODUCTS AND SERVICES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

WHILE OUR SOFTWARE AND TECHNOLOGIES ARE STATE-OF-THE-ART, WE CANNOT GUARANTEE THAT OUR SERVICES OR PRODUCTS WILL BE COMPLETELY FREE FROM ERRORS, SECURITY VULNERABILITIES, OR INTERRUPTIONS. SHOULD ANY ERRORS BE DISCOVERED, WE WILL WORK PROMPTLY TO CORRECT THEM.

IF YOU FOLLOW ANY LINKS TO THIRD-PARTY WEBSITES, YOU DO SO AT YOUR OWN RISK. THESE LINKS HAVE NOT BEEN VERIFIED by PaydayLoans-McKinney-TX.com, and we cannot ensure their accuracy or security. USE OF THIRD-PARTY TOOLS, WEBSITES, OR SOFTWARE IS AT YOUR OWN DISCRETION. PaydayLoans-McKinney-TX.com IS NOT AFFILIATED WITH THESE THIRD-PARTY WEBSITES AND IS NOT LIABLE FOR ANY PROBLEMS OR ERRORS YOU MAY ENCOUNTER ON THEM.

WE ARE NOT AFFILIATED WITH ANY PRODUCTS OR SERVICES PROMOTED BY THIRD PARTIES. BY USING THESE THIRD-PARTY PRODUCTS AND SERVICES, YOU AGREE THAT YOU WILL NOT HOLD PaydayLoans-McKinney-TX.com RESPONSIBLE FOR ANY LOSSES INCURRED AS A RESULT.

Limitation of Liability Clause

PAYDAYLOANS-MCKINNEY-TX.COM IS NOT LIABLE FOR ANY LOSS OR DAMAGE YOU MAY SUFFER AS A RESULT OF USING A THIRD-PARTY WEBSITE, SERVICE, OR PRODUCT. THIS INCLUDES, BUT IS NOT LIMITED TO, INCIDENTAL, CONSEQUENTIAL, DIRECT, OR INDIRECT DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR ANY THIRD-PARTY PRODUCTS OR SERVICES THAT YOU ACCESS THROUGH OUR PLATFORM. IF YOU BELIEVE THAT YOUR USE OF THE WEBSITE HAS CAUSED YOU ANY DAMAGE OR LOSS, OUR TOTAL LIABILITY IS LIMITED TO THE AMOUNT YOU HAVE PAID FOR ACCESS TO THE WEBSITE. WHERE THE LAW DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR DAMAGES, our liability will be adjusted to the maximum extent permitted by law.

Third-Party Websites

PaydayLoans-McKinney-TX.com may include links or information about third-party services. We do not control or endorse the content found on these third-party websites and are not responsible for their accuracy or security.

By accessing third-party websites through our Website, You do so entirely at Your own risk, and PaydayLoans-McKinney-TX.com will not be held responsible for any consequences arising from such access.

Privacy Policy and Marketing Activity

By submitting Your personal information, You consent to our use and sharing of that information for marketing purposes. This information may be shared with both third-party marketers and lenders associated with the Company.

If You prefer not to have Your personal information stored in our database, please contact us with Your request. If You wish to have Your information removed or excluded from any third-party list or database, You must contact that third party directly using the contact details they have provided.

Disputes

Any disputes arising from the use of PaydayLoans-McKinney-TX.com or its services are governed by the laws of the state in which the Company is licensed to operate.

All disputes must be formally documented in an official complaint and submitted for arbitration to the designated institution responsible for resolving such matters. Disputes will be handled in accordance with the applicable state and federal regulations in force at the time the dispute is raised. Any disputes between a User and PaydayLoans-McKinney-TX.com will be resolved exclusively through arbitration, as set forth in this document.

By using the services provided on the Website, You expressly waive Your right to represent Yourself in court or to have legal counsel appear on Your behalf. Additionally, You waive the right to participate in any class-action lawsuits against PaydayLoans-McKinney-TX.com, as well as the right to claim any incidental, consequential, or punitive damages that cannot be awarded by an arbitrator. The maximum compensation available under arbitration, as determined by the American Arbitration Council, shall not exceed the damages claimed by the User. For You, the outcome of arbitration is final and binding, and may be enforced by the courts if necessary. In certain circumstances, PaydayLoans-McKinney-TX.com may also choose to pursue legal action in court instead of arbitration.

If You do not agree to the arbitration provisions outlined above, You must send a written notice to PaydayLoans-McKinney-TX.com within ten (10) days of accepting this document. This notice must include Your first and last name, home address, email address, telephone number, and the statement: “I reject the arbitration clause of PaydayLoans-McKinney-TX.com as stated on its Terms and Conditions of Use page.”

If You reject the arbitration provisions, You agree that any legal action must be initiated in a court of law within 365 days of discovering any damages. Claims made after 365 days will be considered void.

Access Restrictions

Residents of the following countries are prohibited from accessing the products and services offered by PaydayLoans-McKinney-TX.com due to embargo restrictions: Iran, North Korea, Sudan, Iraq, Libya, Syria, Cuba, or any other country subject to a U.S. ban on goods and services. In addition, the products and services are not available to Users listed on the United States Treasury Department’s Specially Designated Nationals list or the U.S. Commerce Department’s Denial Orders Table.

By registering and continuing to use PaydayLoans-McKinney-TX.com and its services, You agree to these Terms and Conditions of Use and certify that You are authorized to access them.

Indemnification

By continuing to use PaydayLoans-McKinney-TX.com and its services, You agree to hold the Company, its affiliates, subsidiaries, agents, bankers, directors, members, partners, and employees harmless from any claims, liabilities, or expenses arising from: a) any improper or unreasonable use of the Website, b) Your violation of these Terms and Conditions of Use, or c) any disputes between You and third parties. These conditions will apply to any claim or dispute brought by You.

This document represents the entire agreement between PaydayLoans-McKinney-TX.com and the User. Acceptance of these Terms and Conditions of Use confirms Your explicit understanding and agreement. Any previous notices or information are superseded by this agreement. Should any term or condition be found unlawful or unenforceable, the remaining provisions shall remain in effect.

Updates and Modifications to Governing Documents

PaydayLoans-McKinney-TX.com reserves the right to modify or update these Terms and Conditions of Use at any time without prior notice. Any changes will take effect upon publication on the Website, unless a future effective date is specified. Users should regularly review the effective date on this document, along with the Privacy Policy and other legal documents, to ensure they are aware of the current terms. The Company may notify Users of updates via email or other communication channels, in accordance with our Privacy Policy.

Termination and Suspension

If any provision of these Terms and Conditions of Use is determined to be unlawful, outdated, or in conflict with prevailing laws or regulations, that specific provision will be suspended while the remainder of the agreement continues in full force. If PaydayLoans-McKinney-TX.com fails to enforce any provision of this agreement, such failure will not be considered a waiver of any other rights or provisions, and all other terms remain effective.

We reserve the right to deny or terminate access to PaydayLoans-McKinney-TX.com if a User violates any term or regulation. If a User is found to be in breach of any applicable law or regulation, their access to the Website may be terminated. You may also choose to discontinue use of the Website at any time; however, any provisions that survive termination will remain in effect.

Headings

The headings in this document are provided for convenience only and will not affect the interpretation or meaning of the terms and conditions outlined herein.

Contact Information

For any inquiries regarding the services offered by PaydayLoans-McKinney-TX.com, please email us at [email protected]. You may also reach out to any authorized organization in your state for further assistance regarding your case.

BY USING PaydayLoans-McKinney-TX.com, YOU AGREE TO THE TERMS AND CONDITIONS OF USE SET FORTH ABOVE. PLEASE PRINT A COPY OF THIS DOCUMENT FOR YOUR RECORDS.