Privacy Policy
Last Modified: 2/15/2025
This Privacy Policy for PaydayLoans-McKinney-TX.com (referred to hereafter as the Website, we, us, our, or ours) is the definitive document that outlines how we collect, use, share, and safeguard both personal and non-personal information provided by users (referred to as You, Your, or Yours). It details the measures we take to protect the information you provide through our Website.
Our services are exclusively available to legal residents of the United States who are 18 years of age or older. The operation of the Website complies with all applicable state, federal, and domestic laws in the United States.
By entering and submitting your information through the form on PaydayLoans-McKinney-TX.com, you are registering for our service and agreeing that your information, and its use, is governed by this Privacy Policy and any other related documents applicable to the Website. Please read these documents carefully before submitting any personal information. By using our Website and its services, you confirm that you have read and understood the policies regarding how your personal data, including any personally identifiable information (PII), may be used. Should you wish to remove or modify any information you have provided, please contact us.
If you do not understand or agree with any portion of this Privacy Policy or any other governing documents for PaydayLoans-McKinney-TX.com, please refrain from using the Website or submitting your information through any channel. For any questions related to PaydayLoans-McKinney-TX.com, its usage, or the services provided, feel free to reach out to us. If you disagree with the terms of this Website, close all pages immediately, including this Privacy Policy page.
This Privacy Policy is subject to change at the Website owner’s discretion and without prior notice. Should any modifications be made, the updated Privacy Policy, along with the new effective date, will be posted on PaydayLoans-McKinney-TX.com. All data should be interpreted in the context of the version of the document that was active at the time your information was collected.
I. Types of Identifiable Information
Before using any of the services offered on this Website, you must provide personally identifiable information (PII). This includes details such as your first and last names, home address, email, phone numbers, birthdate, employment history, Social Security number, banking information, and other identifiers. Such information is necessary to deliver the services available on PaydayLoans-McKinney-TX.com. If you prefer not to use our services, please do not submit your PII.
Your banking details and Social Security number are used solely to facilitate the search and matching service and will not be shared with third parties except when required by law.
We also gather non-personally identifiable information (NPII) from all users. This includes data such as your IP address, browser details, general geographic location, computer operating system, and other metrics used for data analytics. This type of information may be shared with third parties. If you wish to restrict the collection of your non-personally identifiable information or request that we stop using it, please contact us.
i. How PII is Used
We collect, store, use, and share your PII as outlined in this document, and only with your explicit consent—given by clicking the appropriate button or checking the consent box. All PII is transmitted and stored securely using advanced encryption and other security methods. The information you provide is used to match you with potential lenders in our network that might offer loan products suited to your interests. By submitting your details, you are actively enrolling in our service, which connects you with loan providers who may offer financial products or services. Additionally, your information may be used to communicate with you about relevant products and to protect against fraudulent or malicious activities.
Some of your PII may be shared with third parties for technical support purposes. However, sensitive information such as your Social Security number or bank account details will never be shared with third parties. Any authorized third party that accesses your PII is legally obligated to protect it and use it only for the purpose of providing the intended services, without further sharing. All PII-related activities are governed by the policies on PaydayLoans-McKinney-TX.com (including this Privacy Policy and the Terms of Use) as well as by applicable laws.
Your PII may be shared—with your permission—with credit reporting agencies for consumer reporting purposes. This process is governed by legal requirements concerning user communication with lenders and financial product providers, and is separate from the Website’s governing documents or its services.
If the law requires disclosure of PII, it may be provided to government agencies. PII may be disclosed upon request by any authorized entity if necessary to:
- comply with legal obligations;
- protect the property of PaydayLoans-McKinney-TX.com or its affiliates, in a manner consistent with applicable law;
- safeguard national security, prevent crime, or ensure public and personal safety.
If the company is merged, acquired, consolidated, or sold, your personally identifiable information may be transferred to the new entity and disclosed as necessary. In the event of insolvency or liquidation, the party managing the process may sell, transfer, license, or dispose of your PII in accordance with the court’s directions. In such cases, you may be notified of these changes either directly or via an update on PaydayLoans-McKinney-TX.com. Please note that mergers, acquisitions, or other corporate changes could involve companies located outside the United States.
ii. PII and Third Parties
Your PII (excluding sensitive data like banking information, SSN, and other critical details) may be partially shared with third-party advertisers, marketers, or lenders for promotional purposes. If your PII is shared, these third parties may use it and even share it further with other entities that might contact you with product offers. If you prefer not to receive marketing communications, you can opt-out by clicking the “unsubscribe” link or button in those messages. Marketing efforts can include emails, phone calls, banner ads, and direct mail.
We may also use your information to track your online activities and to gather data on your browsing habits, such as search queries. This information is generally used to improve our services and tailor marketing efforts specifically for you. The way in which third-party advertisers or marketers use this information is subject to the relevant laws and regulations governing their activities, as outlined in their own privacy policies.
The company does not control how third parties use your PII. We encourage you to review the privacy policies of any third-party marketers or advertisers with whom your information is shared. If you wish to have your PII removed from these third-party databases, please contact them directly using the contact information provided on their websites or in their communications.
To stop receiving communications from us, simply close all pages on the Website, including this Privacy Policy page. If you have shared your PII and wish to have it removed from our records and stop further communications, please send a request to [email protected]. Once your information is deleted from our database, it will no longer be used for marketing or other purposes. However, if your data has already been shared with third parties, we are not responsible for their practices, and you will need to contact them directly to have your information removed.
iii. PII and Credit Implication
We may share your information with third-party lenders as part of our business operations and to provide you with the services we offer. These lenders might use your PII to verify your identity and perform credit checks to determine your creditworthiness and assess the risks of offering you credit products. Your PII might also be used to request a credit rating report from credit agencies, and each request could potentially affect your credit score. By submitting your information, you consent to these verification and credit-check processes as mandated by the policies of our third-party partners.
iv. Telephone Marketing and Email Marketing
By using our Website and its services, you agree that both the Company and any third-party advertisers, marketers, or lenders with whom we share your information may use your personally identifiable information (PII) for marketing purposes. You acknowledge that the telephone number you provide may be used for assistance calls, marketing calls, and service or product offers, even if it is listed on a Do Not Call registry. By submitting your information on PaydayLoans-McKinney-TX.com, you are indicating your intent to purchase or opt into a service, and your submission will be processed in accordance with the Amended Telemarketing Sales Rule (ATSR).
ATSR permits us to contact you for telemarketing purposes regardless of any listings on the FTC Do Not Call List, while also regulating the times during which such calls may be made. Your interactions with third-party marketers or your requests for our services are considered transactional, and therefore, third-party marketers may contact you by telephone in line with ATSR guidelines.
By using PaydayLoans-McKinney-TX.com and providing your telephone number, you confirm that you are legally allowed to use a mobile device, that you are at least 18 years old, and that you understand the potential charges and liabilities associated with telemarketing. Additionally, your telephone number may be collected by service providers under their own policies, which are separate from the governing documents on this Website.
v. Collecting Non-Personally Identifiable Data
The Website, as well as third-party marketer or lender sites, may employ tools like browser analytics, cookies, pixel tags, and web beacons to monitor, collect, store, and record your online behavior and activities. This data—which includes language settings, geographic location, IP address, click and browsing history, and your computer’s operating system—is considered non-personally identifiable (NPII) and is used to customize your online experience.
Cookies, Web Beacons, and Pixel Tags
Cookies are small files that collect data about your online behavior, including browser and user experience details, and send that information to us or our authorized third parties. They help us recognize returning users, analyze preferences, and adjust our digital services accordingly. Cookies also play a role in detecting fraudulent activity and enhancing security. You can manage your cookie settings through your browser and delete cookies if desired. For more information on cookies and how to control them, visit YourAdChoices.com and CookieCentral.com. Additionally, web beacons and pixel tags are used to monitor and record user activity during sessions to improve marketing and promotional strategies. For further details on how these tools work, please visit Webopedia.
Log files
Log files automatically collect and store data that is used to enhance the user experience. This may include your IP address, browser type, Internet service provider, date and time stamps, and other relevant data.
II. Security of PII
All processes involving the collection, storage, sharing, and use of PII adhere to stringent privacy protection and security standards. Your PII, along with all user activities on PaydayLoans-McKinney-TX.com, is safeguarded against fraud, malicious actions, and unauthorized access. We utilize advanced security protocols to protect our users and our assets, thereby preventing misuse, loss, or tampering of information. PII is shared only as permitted by law, this Privacy Policy, and other applicable regulations. Access to your PII is restricted solely to authorized Company personnel, and it is not available for public use. Any employee or party with access to PII is legally obligated to secure this information, and violations will result in disciplinary measures.
While we take all necessary steps to secure your online experience, no organization can guarantee complete security. PaydayLoans-McKinney-TX.com cannot be held responsible for any fraudulent activities, theft or alteration of data, security breaches, or any illegal activity beyond our control. If you believe that your data may be at risk, you may request its removal from our records. All third-party marketers who have access to your PII are legally responsible for its protection. We verify our third-party partners’ security practices, and in the event of a violation, the relevant regulations and laws will be enforced to address the issue.
III. Managing Privacy
We use advanced technology to enhance the online experience, safeguard the Website, and manage the services offered. You have options to limit the amount of information you share, and you may request that your data be removed from our records. If you do not want your non-personally identifiable information (NPII) to be used, collected, stored, or shared, please exit the Website immediately.
Please note that cookies and tracking files may have already been installed on your device. To remove these files, adjust your browser settings and delete cookies manually.
The Do-Not-Track protocol has not yet been standardized. As a result, privacy management and data security on our Website follow the guidelines set forth in this Privacy Policy, irrespective of any Do-Not-Track signals. To opt out of sharing your online behavior with certain third parties, either unsubscribe from their emails by clicking the provided Unsubscribe link or visit TheNAI.org to adjust your preferences.
IV. E-consent
The Electronic Signatures in Global and National Commerce Act (E-Sign Act) validates contracts made electronically. This Act confirms that by providing e-consent and electronically signing documents, you agree to receive disclosures, notifications, and documents in electronic form, consent to doing business electronically, and allow such information to be shared as per the governing documents and applicable laws. By submitting your information on PaydayLoans-McKinney-TX.com, you agree to receive electronic documents, disclosures, notifications, and communications, including those from third-party lenders and marketers. Once you give your e-consent, all electronic communications you receive are considered “in writing.” We recommend that you print copies for your records.
The Company and its third-party partners may discontinue electronic communications at any time. If this occurs, you may be notified in advance, in accordance with business relationship policies and relevant regulations. Paper copies of electronic documents are not required for expense reporting or other purposes and should be disposed of following governing requirements. Electronic records may be used as proof to validate agreements, rights, and obligations.
V. Information from Minors
Individuals under the age of 18 are not permitted to submit their information via PaydayLoans-McKinney-TX.com. We have filters in place to prevent submissions from minors. In accordance with the Children’s Privacy Protection Act (“COPPA”), we do not knowingly collect, store, share, or use any PII from individuals under 18. Any PII received from a minor will be promptly deleted.
VI. Third-Party Website Links
This Website contains hyperlinks to third-party websites, including those of marketers and lenders. PaydayLoans-McKinney-TX.com may provide links to third-party lenders for your convenience. Please note that our regulatory documents do not apply to these external websites, and any information you provide to them is subject to their own privacy policies. We recommend that you review the disclosures and official policies on any third-party site before providing personal information.
VII. Notifications Regarding State Regulations
We strictly adhere to all applicable federal and state laws and regulations, which may differ by state regarding the legal use of PII. Depending on your state of residence, the entity collecting your PII may be required to disclose detailed information about the data collected, including how, when, and with whom it is shared. They might also need to specify what type of information can be shared and how third parties should handle it. If you reside in a state with such regulations, please contact us for further details. Each request is handled individually and must be submitted by a user who is a legal resident of the relevant state.
VIII. Inquiries
Users of the Website have the right to modify or withdraw the personally identifiable information that has been collected by PaydayLoans-McKinney-TX.com. To make any changes or to request the removal of your data, please email [email protected] with the specific modifications you require. For any inquiries or complaints regarding the services or operations of PaydayLoans-McKinney-TX.com, please contact us at [email protected] with a detailed explanation. All inquiries and complaints are regularly reviewed, and a representative will address your request promptly.
